Job Location: Prairie Village, Kansas Job Type: Full-Time Department:
Commercial Bank Lending - Johnson County
Department:
Community Bank Lending - NE KS
Job Grade:
Officer
Job Code:
28__0013
General Description:
Initiates and services a variety of commercial loans; responsible for a portfolio of large businesses and/or complex loans/accounts.Provide other customer service to commercial relationships as may be required.Operate within a specified lending authority.Responsible for servicing and expanding existing customer relationships for one or more divisions, product lines, or market segments, and soliciting new business from prospective customers. Provide full-service banking to existing and potential high-net-worth individuals by the marketing of banking services, and providing a connection with the appropriate product areas of the bank; ensuring that customer needs are met through extensive follow-up.
Essential Functions:
Maintain the needs of current and prospective customers seeking loans that may involve the lending of both secured and unsecured funds.Officer may interview applicants to assimilate financial information concerning their business.Analyze applicant’s capacity to repay and determine whether a loan may be an acceptable risk within loan policy guidelines, and obtains and directs the analysis of all necessary financial data.Conducts credit checks and makes company visits as necessary.Makes decisions on loans and terms if within establish lending limits, or makes recommendations to senior management and/or loan committee if outside of lending authority.Monitor existing loans to ensure compliance with terms and recognition of any developing trends and directs the drafting of all necessary loan documents and agreements.Calls on potential or existing customers to cross sell other INTRUST Bank’s services such as personal trusts, investments, retail banking, wealth management and treasury management.Provide customers with routine platform services, such as approval of checks for cashing or handling customer problems.
Skills, Knowledge and Abilities:
Bachelor’s degree in accounting or finance,strongly preferred and/or 7-10 years of experience in a business related field; commercial lending experience including loan origination, administration, documentation and marketing. Ability to analyze financial statements and negotiate terms required.
Competencies:
Communications, Cooperation, Credibility, Customer Service Orientation, Integrity, Initiative, Job Knowledge, Quality, Teamwork, Adaptability, Community Relations, Goal Orientation & Achievement, INTRUST Sales Skills, Judgment, Leadership, and Loan Portfolio.
Working Conditions:
Normal office environment.
This job description summary in no way states or implies that these are the only activities to be performed by the employee occupying this position. Employees will be required to follow any other job related instructions and to perform any other job related responsibilities requested by their supervisor.
