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Liberty Savings Bank/Ohio
Loan Officer - Commercial Loan Officer
Job Location: Dayton, OH
Job Type: Exempt, Grade Level 11
Department:
Commercial Lending
Job Summary:
Solicits, develops, and manages a variety of commercial loans and approves loans within lending authority.
Essential Functions:
* Solicit and develops new commercial loan relationships by interviewing loan applicants, structuring loan terms, and closing loans.
* Approves loans within lending authority limits, or recommends approval of loans to supervisor or loan committee.
* Responsible for maintaining existing commercial loan relationships.
* Mentors existing customers to insure satisfaction with commercial products and bank services.
* Provides training and guidance to financial center staff to understand and refer commercial products.
* Monitors loan portfolio for any past due accounts and takes corrective action as needed.
* Complies with bank procedures by maintaining accurate lending records and following operational/security guidelines.
Secondary Functions:
* Works with financial center staff to develop both deposit and lending relationships to maximize cross-selling opportunities.
* Represents the bank in local community by participating in civic and community events,.
* Attends various committee meetings and planning sessions as needed.
* Contributes to the team effort by working on special projects/reports, performing other job-related duties and accomplishing related results.
Physical Demands:
* Talking--Ability to express or exchange ideas by means of the spoken word.
* Hearing-Ability to receive detailed information through oral communication.
* Seeing-Ability to view a computer screen for an extended period of time and/or identify individuals visually.
* Walking-Ability to use feet and legs to move from one place to another specifically in narrow/confined spaces.
* Finger dexterity-Ability to work with fingers for handling coins or other small objects and use a keyboard.
* Driving-Ability to travel to various/multiple locations or client sites.
Knowledge, Skills and Abilities:
* Education equivalent to college degree in business related field required.
* Minimum 5 years banking, with 2 years experience in commercial banking required.
* Demonstrated strong sales ability or aptitude with proven business development skills.
* Excellent written/verbal communication and organization skills required.
* Must have a professional, business-like appearance, with excellent communication and presentation abilities.
* Motivation and initiative are essential, along with skills in organization and flexibility in scheduling.
* Must be able to deal with individuals in a tactful congenial and personal manner as not to alienate or antagonize them.
* Ability to utilize industry related software and travel to develop a customer base.
Please stop by any location to complete an application or apply online at:
Apply Here
Liberty Savings Bank/Ohio
We are proud to be an EEO/AA employer M/F/D/V.
We maintain a drug-free workplace and perform pre-employment substance abuse testing.
Credit Report and Fingerprinting required.
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