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Accounting Career Network
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Job Location: Rockford, IL
Job Type: Full Time
Salary:
70,000 to 100,000
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POSITION DESCRIPTION FOR: COMMERCIAL LOAN OFFICER THIS POSITION REPORTS TO: Commercial Banking Manger/Illinois MINIMUM REQUIREMENTS FOR POSITION: •Bachelor’s degree in Accounting, Finance, Business or related field •Minimum 1 year experience in commercial lending and portfolio management •Knowledge of credit underwriting, policies and procedures •Demonstrated financial analysis skills •Excellent oral and written communication skills •Strong organizational skills and ability to manage multiple projects and meet deadlines •Formal credit training and sales skill training, preferred •Computer skills including use of Microsoft Word and Excel PRIMARY ACTIVITIES AND RESPONSIBILITIES: •Manage an existing portfolio of consumer/installment and smaller commercial/commercial real estate loans. •Take residential mortgage applications to forward to mortgage loan originator as backup to Retail Branch Manager. •Develop new banking relationships and lending relationship within the Bank’s established credit and pricing policies. •Achieve assigned goals in agreement with the Bank’s mission statements. •Approve, document and close loans up to established individual lending limit. Make loan presentations to market manager/senior management for loans above individual lending limit. •Develop new business by actively calling on prospects and customers to sell bank services. •Participate in the community to increase the Bank’s visibility and enhance business development opportunities. •Interview loan applicants for commercial and commercial real estate loans. Collect and analyze financial information to determine the creditworthiness of the applicant and the merits of the request. •Negotiate terms under which credit will be extended, within the parameters of the established credit and pricing policies and with assistance of senior management when appropriate or needed. •Monitor existing loan portfolio, collecting necessary information to analyze the current creditworthiness of customers. •Monitor loan repayment and take necessary action to collect from delinquent accounts. •Understand and comply with Bank mission, organizational structure, employee handbook, bank security, policies and procedures, standards of conduct and incentive program •Other duties as needed or assigned.
Great Opportunity:
Strong Community bank that is growing and actively looking to lend.
Minimum Qualifications:
POSITION DESCRIPTION FOR: COMMERCIAL LOAN OFFICER THIS POSITION REPORTS TO: Commercial Banking Manger/Illinois MINIMUM REQUIREMENTS FOR POSITION: Bachelors degree in Accounting, Finance, Business or related field Minimum 1 year experience in commercial lending and portfolio management Knowledge of credit underwriting, policies and procedures Demonstrated financial analysis skills Excellent oral and written communication skills Strong organizational skills and ability to manage multiple projects and meet deadlines Formal credit training and sales skill training, preferred Computer skills including use of Microsoft Word and Excel PRIMARY ACTIVITIES AND RESPONSIBILITIES: Manage an existing portfolio of consumer/installment and smaller commercial/commercial real estate loans. Take residential mortgage applications to forward to mortgage loan originator as backup to Retail Branch Manager. Develop new banking relationships and lending relationship within the Banks established credit and pricing policies. Achieve assigned goals in agreement with the Banks mission statements. Approve, document and close loans up to established individual lending limit. Make loan presentations to market manager/senior management for loans above individual lending limit. Develop new business by actively calling on prospects and customers to sell bank services. Participate in the community to increase the Banks visibility and enhance business development opportunities. Interview loan applicants for commercial and commercial real estate loans. Collect and analyze financial information to determine the creditworthiness of the applicant and the merits of the request. Negotiate terms under which credit will be extended, within the parameters of the established credit and pricing policies and with assistance of senior management when appropriate or needed. Monitor existing loan portfolio, collecting necessary information to analyze the current creditworthiness of customers. Monitor loan repayment and take necessary action to collect from delinquent accounts. Understand and comply with Bank mission, organizational structure, employee handbook, bank security, policies and procedures, standards of conduct and incentive program Other duties as needed or assigned.
Preferred Qualifications:
POSITION DESCRIPTION FOR: COMMERCIAL LOAN OFFICER THIS POSITION REPORTS TO: Commercial Banking Manger/Illinois MINIMUM REQUIREMENTS FOR POSITION: Bachelors degree in Accounting, Finance, Business or related field Minimum 1 year experience in commercial lending and portfolio management Knowledge of credit underwriting, policies and procedures Demonstrated financial analysis skills Excellent oral and written communication skills Strong organizational skills and ability to manage multiple projects and meet deadlines Formal credit training and sales skill training, preferred Computer skills including use of Microsoft Word and Excel PRIMARY ACTIVITIES AND RESPONSIBILITIES: Manage an existing portfolio of consumer/installment and smaller commercial/commercial real estate loans. Take residential mortgage applications to forward to mortgage loan originator as backup to Retail Branch Manager. Develop new banking relationships and lending relationship within the Banks established credit and pricing policies. Achieve assigned goals in agreement with the Banks mission statements. Approve, document and close loans up to established individual lending limit. Make loan presentations to market manager/senior management for loans above individual lending limit. Develop new business by actively calling on prospects and customers to sell bank services. Participate in the community to increase the Banks visibility and enhance business development opportunities. Interview loan applicants for commercial and commercial real estate loans. Collect and analyze financial information to determine the creditworthiness of the applicant and the merits of the request. Negotiate terms under which credit will be extended, within the parameters of the established credit and pricing policies and with assistance of senior management when appropriate or needed. Monitor existing loan portfolio, collecting necessary information to analyze the current creditworthiness of customers. Monitor loan repayment and take necessary action to collect from delinquent accounts. Understand and comply with Bank mission, organizational structure, employee handbook, bank security, policies and procedures, standards of conduct and incentive program Other duties as needed or assigned.
Certifications:
None
Licenses:
None
Total Experience:
1-2+
Present Position Experience:
1-2+
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